My visit to the dentist yesterday confirmed my fear. I will need to get a crown. Another one.
"A Crown (CAP) - A crown is a cemented restoration that covers or replaces the crown of a natural tooth. It reproduces the morphology (shape) and contours of the original tooth.A crown replaces the missing tooth structure so as to allow protection of the tooth to further damage, and enhances the aesthetics."
Crowns are expensive. The general quote is about R5 000.00, but because I'm not on medical aid, money is tight, and because I used to be pretty much a regular, my dentist has agreed to do it for R3 500.00. Although I'm very grateful for the reduced fee, it's still a heck of a lot of money to try to come up with since I just don't have it. Quite frankly I don’t know what to do.
So I have to come up with this R3 500.00 by Thursday next week. In my usual manner when it comes to a crisis, I have been trying hard not to think about it too much. But I know that something must be organised. Something must be done. But where do I get the money? I'm not on any medical aid. I don't have spare funds lying around somewhere. I don’t have rich parents.
Boyfriend suggested that I ask my boss for a loan, since he doesn’t provide medical aid for his staff, even when I approached him and asked if he would think about it. The answer was no. I would obviously try to pay back the loaned money as fast as possible. Hopefully the idea here is that it would be an interest free loan. But I would feel so awkward asking my boss for an extra R3 500.00 over and above my salary, even if I am paying it back. I don’t even know if asking your boss for a loan is frowned upon or not. Somehow I feel that I would be overstepping the boundary of what is and isn't acceptable in the workplace.
Since I am the kind of person who desperately needs medical aid when it comes to my teeth, Boyfriend and my Mom are suggesting that I look for employment elsewhere with a company that does offer it, along with a pension fund if possible. But medical aid is the really important one here. But I don’t really want to move to another company. Its partly because I enjoy the environment here and partly because of fear of change. I could probably make more money elsewhere, but I'm comfortable here. And I know all about the comfort zone.
I've been working here for over two years, and I do think that I should probably be earning more. When it comes to raise / increase discussions it is always an uphill battle, and nobody ever really gets close to what they think is acceptable. I'm sure that is usually the case, but to start off with, I certainly don’t think I'm getting what I'm worth, and I'm sure a lot of people here are feeling the same way.
What do you think about asking a boss for a loan? Right or Wrong? Because I don’t really have any other way.
However, there is one very last resort, and that is to put in on Boyfriend's credit card. I would rather not do that. He would especially rather not do that because loads of interest will be added to that so that we may as well not have had a discount in the first place.
So I have to come up with this R3 500.00 by Thursday next week. In my usual manner when it comes to a crisis, I have been trying hard not to think about it too much. But I know that something must be organised. Something must be done. But where do I get the money? I'm not on any medical aid. I don't have spare funds lying around somewhere. I don’t have rich parents.
Boyfriend suggested that I ask my boss for a loan, since he doesn’t provide medical aid for his staff, even when I approached him and asked if he would think about it. The answer was no. I would obviously try to pay back the loaned money as fast as possible. Hopefully the idea here is that it would be an interest free loan. But I would feel so awkward asking my boss for an extra R3 500.00 over and above my salary, even if I am paying it back. I don’t even know if asking your boss for a loan is frowned upon or not. Somehow I feel that I would be overstepping the boundary of what is and isn't acceptable in the workplace.
Since I am the kind of person who desperately needs medical aid when it comes to my teeth, Boyfriend and my Mom are suggesting that I look for employment elsewhere with a company that does offer it, along with a pension fund if possible. But medical aid is the really important one here. But I don’t really want to move to another company. Its partly because I enjoy the environment here and partly because of fear of change. I could probably make more money elsewhere, but I'm comfortable here. And I know all about the comfort zone.
I've been working here for over two years, and I do think that I should probably be earning more. When it comes to raise / increase discussions it is always an uphill battle, and nobody ever really gets close to what they think is acceptable. I'm sure that is usually the case, but to start off with, I certainly don’t think I'm getting what I'm worth, and I'm sure a lot of people here are feeling the same way.
What do you think about asking a boss for a loan? Right or Wrong? Because I don’t really have any other way.
However, there is one very last resort, and that is to put in on Boyfriend's credit card. I would rather not do that. He would especially rather not do that because loads of interest will be added to that so that we may as well not have had a discount in the first place.
Of course because I need this crown urgently as about 80% of my freaking tooth cracked and broke off, we asked my dentist to make a start on the procedure. So basically what he's done is drilled away about 15% or more of the bit of tooth that managed not to fall off, and has left a very little bit for the crown to join onto. Ive had this procedure before, so Im not nearly as scared and freaked out as I was with the first one. Not to mention that the first one was one of my front teeth.
I know you are all probably thoroughly grossed out by now, but honestly, the crown at the front has made a world of difference by helping me feel a teensy weensy bit more confident when smiling. Thankfully this second tooth is on the right hand side of my jaw. Still slightly visible if I smile widely, but not nearly as bad as a front tooth. I just have to remember not to smile too widely at anybody while they are standing on my right. Ya, I dont really see me remembering.
I still cant quite get my mind around what to do about this money. In any case my Boss is not going to be in on Monday because he's moving to a fancy house he is renting while his home gets renovated. I dont even think I'll see much of him on Tuesday either. That doesnt leave much time to discuss the matter with him if I do indeed decide to do so.
You see, this is why it is so important that I have made a resolution to make provsion for times like these. It could take the edge off a large sum like R3 500.00, if not pay for it entirely. And with this crisis, another resolution has been put on the back burner, because I am now biting my nails again with worry. And I wasnt really doing all that badly either.
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